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Andrea Davis
Loan Officer

3855 North Ocoee St.
Cleveland, TN 37312

Office: 423-476-0667 or 800-526-3572

Fax: 423-559-8380


NMLS Registry ID: 458381

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About Andrea
Andrea began her career in the financial industry more than 30 years ago and joined Athens Federal as Vice President/Loan Officer in the bank's Cleveland Ocoee Street branch in 2007. Andrea is a native and life-long resident of the Cleveland and Bradley County area.


Need personal assistance now?

Please contact me directly for personal assistance to discuss your needs.

Wondering why Athens Federal is different?

We have more than 80 years of experience in providing loans to fit your needs. We’re local lenders who live and work in your community and are committed to personal, knowledgeable service. In short, we still believe in relationship lending and always have your best interest in mind.

Not sure which program is right for you?

Athens Federal offers a wide variety of mortgage products tailored to meet your individual needs. Our products range from first-time homebuyer programs to refinances and construction loans. We look forward to working with you to find the right product to fit your situation and financial goals.


Apply online now!

Simply click the "Apply Now" link above to begin the application process.

Quick Quote

Quick Quote

Today's Featured Rates

Conventional Fixed Rate
30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.662%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.280%  0.000%

Get Quote Rate Watch